Sunday, August 28, 2011
How to get rid of of stretch marks
Stretch marks can be a real pain. That one big obstacle between wearing short-shorts and wearing leggings. What I used to reduce the marks were very simple. I used Palmers coco butter on my new red stretch marks and my old ones that I've had for several years. Although the new ones faded away, the old ones were left unchanged. I applied it on once a day. The great thing is that if you eliminate the red marks then they don't turn into white ones which are much harder to get rid of. Tanning doesn't help much, but does camouflage the marks a little bit. Didn't eliminate any lines. I've tried other brands of lotion with vitamin E and none has reduced the long lasting marks. I'm going to try using Vicks vapor rub soon and will tell you the results :)
Friday, April 29, 2011
Bank disasters
I now know why certain banks have higher Apr rates then others, because their company's system is completely bonkers! I switched from Chas_ to Cit_ and man was that a complete waste of time. When opening up an account for chas_ it was quiet simple only the regular identifications were needed such as passport, ss card and state id. The process was smooth and got my card with no hassle. As for Cit they need ss card, state id, cell phone bill; if bill not under your name you also need a credit card bill and some other paper work that needs to be faxed. If you have the option of opening up a card on the phone or in person, make your life so much simplier and just go to the bank. Trust you will save your self a whole lot of trouble. State id also caused some problems too, went to their bank so that they could fax my documents. For some reason the customer service people kept calling me everytime I processed my forms to notify me that my card was "unreadable." How was this possible when I had it done at "their" bank. So I went back to have it faxed again, once again the call came. Was about to give up and took a color copy of it and sent it to them. Three weeks later, didn't hear from them. Called and asked about the status, told me that everything was great. When I asked when was my card going to arrive, was told that it should have been shipped already and said that it was strange. So he sent out another card. Best part was that the card arrive in two days. Bad part it was left out in a package on the floor (maybe that's why I never recieved the first one?) It gets even better, the card basically has no protection besides the pin that is if you recieve the second letter<- never recieved that either. When calling to ask about the pin the lady put me on hold only to tell me a couple of minutes later that I didn't have enough info for account # and pin I needed to go to the bank and requist for one. She was completely useless and wasted my time. Couldn't access my account online either since I didn't have a pin. When I complained and wrote a letter explaining what had occurred the lady sent me a letter appologieing and spelled my name wrong...twice. My name is on my email and they even require me to input my name. Moral of the story, save some of your hair and pick a differnt bank. Chas_ & T_ has 0.01 APR, Cit_ .1-.4 (if you have a lot of money ot else it's around .1-.2. If your able to choose easy rather than might screw you over in the long run, take easy.
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